The 2020 Pandemic has been nothing short of an atrocity for us. The beginning of the year had us watching the plight of Italy and China from afar, thinking the same could not happen to us, yet it did.
March brought along the terror of coronavirus, and we have been enduring it ever since.
The government has indeed relaxed the lockdown, but we still have to live cautiously. And this cautiousness is going to stay for a long-long term or at least until the point a vaccine is found and given to every single person on this planet.
Until then, the mask and the sanitizer are going to be our best friends. Shaking hands and talking to people we do not know is going to become an unwanted practice.
On the same lines, we would not want to give or take something from another person, especially at market places, because we do not know who would have touched it.
So, the contactless payment options have become our saviour, much like guaranteed payday loans from direct lenders available with an extra exemption of no credit check for the first time loan takers, since it does not take into account their history.
Understanding Google Pay
Google Pay launched in May 2016 in the UK and became an instant success. However, the pandemic saw the number of users rise even more.
It is an application that allows you to make payments without having to exchange money or change from others without using a debit card, at least not physically.
You have to give the application your account details and debit card numbers, and with just a few taps, you will be all set to make use of it.
Let us now delve into how you can access and make use of Google Pay to avoid the chance of touching unwanted surfaces that might have the coronavirus; you can never be too cautious.
Creating Your Profile
Before this step, there is one thing you have to do: download the application from the app store.
Once you have done that, you would need a profile to make Google Pay work its magic.
- You would need to select the option to create an account using your phone number. The app would automatically pick the phone number on your phone. If you do not want that, you can as easily add another number.
- It would ask permission like accessing your messages and phone book; you have to allow it, because, without them, the app won’t work. Trust me. It is not an invasion of privacy.
- The app would then ask for an OTP, a One-Time Password, to confirm the phone number’s legitimacy and enter the code.
- After this, you need to set a lock for the app. The app will give the option of using your phone’s screen lock, if you do not wish that, you can set another lock; Google Pay is flexible like that.
Linking Your Bank Account
This is the most crucial step because the app will only help you make payments if it can access your money; don’t become concerned, the access is only positive, and there are no nefarious intentions here.
Here is how you do it.
- At first, after tapping the option of adding a bank account, you are going to choose the bank in which you have your account. The app will give you a list of all the UK banks.
- Google pay would automatically start verifying whether the details you have added are accurate or not. You do not have to do anything right then.
- Also, at this point, you must be sure that there is some balance in your account; even that of a pound is sufficient.
- After this, you will have to create a UPI Pin. Ensure that you do not forget the pin. This is because Google Pay would ask you to enter it every time you make a transaction.
- Now, you have to do the same with your card. Enter your name, the card number, and the expiry date. Fill in the OTP, and you are done.
Once you are done with that, your profile is complete, and you can start using Google Pay and make contactless payments whenever you want to.
Google Pay makes it possible for you;
- To make utility payments, from recharging your mobile phone to paying the electricity bill, you can do it all.
- Send money to people when you wish to directly into their bank account with just a few clicks.
- To make payments to vendors and supermarkets after making a purchase, almost every seller in the UK accepts Google Pay as a payment option.
With a user base of almost 70 million as of September 2019, the app gives you the liberty of going cashless and contactless in the mist difficult times out generation has faced.